AVIATION INSURANCE Ready to Serve Best Insurance Policy

Aviation Insurance: Aviation insurance is insurance coverage geared specifically to the operation of aircraft and the risks involved in aviation. Aviation insurance policies are distinctly different from those for other areas of transportation and tend to incorporate aviation terminology, as well as terminology, limits, and clauses specific to aviation insurance. Sky International Insurance offers a comprehensive suite of aviation insurance options. Coverage extends to traditional and specialized companies from component manufacturers to airport operators.

Public Liability Insurance

This coverage, often referred to as third-party liability covers aircraft owners for damage that their aircraft does to third-party property, such as houses, cars, crops, airport facilities, and other aircraft struck in a collision. It does not provide coverage for damage to the insured aircraft itself or coverage for passengers injured on the insured aircraft.

Passenger Liability Insurance

Passenger liability protects passengers riding in the accident aircraft who are injured or killed. In many countries, this coverage is mandatory only for commercial or large aircraft. Coverage is often sold on a "per-seat" basis, with a specified limit for each passenger seat.

Combined Single Limit

CSL coverage combines public liability and passenger liability coverage into a single coverage with a single overall limit per accident. This type of coverage provides more flexibility in paying liability claims, especially if passengers are injured, but little damage is done to third-party property on the ground.

Ground risk hull insurance not in motion

This provides coverage for the insured aircraft against damage when it is on the ground and not in motion. This would protect the aircraft from such events as fire, theft, vandalism, flood, mudslides, animal damage, wind or hailstorms, hangar collapse, or uninsured vehicles or aircraft striking the aircraft.

Ground risk hull insurance in motion (taxiing)

This coverage is similar to ground risk hull insurance, not in motion, but provides coverage while the aircraft is taxiing, but not while taking off or landing. Typically, coverage ceases at the start of the take-off roll and is in force only once the aircraft has completed its subsequent landing.

In-flight Insurance

In-flight coverage protects an insured aircraft against damage during all phases of flight and ground operation, including while parked or stored. Naturally, it is more expensive than not-in-motion coverage since most aircraft are damaged while in motion.